Friday, June 29, 2012

How Do You Get Your News?


ARE YOU AVERAGE?
If you are the average American, you read 1½ newspapers every day and watch 4 hours of television.  If you commute to work, you listen to 2 hours of radio each day.  In short what you don’t need is one more source of information coming into your life each day.  That fact makes it even harder for me to make my pitch today. 

THE DAILY
The technical age has allowed us to publish the information that we feel can help you on a relatively easy basis.  You get our email flyers every week promoting a product or service that we offer. We appreciate you allowing us onto your computer screen each week to make our pitch asking for your business. 

SUBSCRIBE TODAY – PLEASE!
Today, I am asking you to subscribe to “The Daily.”  This electronic newspaper brings not only our news but the news of our industry and our nation to you in an easy to read format.  The layout of the newsletter allows you to scan and read the articles that interest you and discard the rest.  It is an efficient message delivery system.   Please take a moment to subscribe to our newsletter.  We have made that easy too.  Just click on the button below, go to the right side of the page and ‘subscribe.’  When you have your subscription – you can join the growing group of well-informed people already there. 
 



  We always appreciate your business and we appreciate you allowing us onto your computer screen in yet another way.

Thank you!

Don Boozer

Thursday, June 28, 2012

Supreme Court Upholds ObamaCare


The Supreme Court’s ruling upholding the Constitutionality of ObamaCare sets a disturbing and dangerous precedent. Their ruling in effect confirms that there are no limitations whatsoever on the powers of Congress.

To use the now-famous example from the oral arguments in this case, if Congress wished to mandate that everyone buy and eat broccoli, the Court has essentially ruled today that they have such a power.
Just as dangerously, ObamaCare takes control of people’s health care decisions out of the hands of doctors and patients and puts them instead into the hands of unaccountable government bureaucrats. By making doctors answerable ultimately to the government and not to their patients, this threatens to corrupt the very foundation of medical ethics.
It is clear that, irrespective of the intentions of those who passed this law, the Act will impair access, increase costs, reduce choice, cripple innovation, and diminish quality of care.

In the wake of this disappointing decision from the Supreme Court, Independent Women’s Voice will continue our efforts to see to it that this deeply unpopular and perilous government take-over of private health care decisions is fully and completely repealed.

It is important to note that the Court’s ruling today isn’t the end of the challenges to this law. In fact, it’s just one of the many Constitutional challenges to ObamaCare, including cases regarding privacy, the conscience exemption, and freedom of contract. And, there’s also the issue of the IRS now taxing employers without Congressional authorization and absent any statutory authority to do so.

The Court’s decision today also reaffirms the importance of The ObamaCare Repeal Pledge.

With ObamaCare having been upheld by the court, it is now even more necessary and important for any and all candidates seeking elected office and all incumbents currently holding office to sign the Pledge and demonstrate to the American people that they are serious about repeal of ObamaCare and willing to be held accountable for taking the necessary steps to ensure full repeal.

Wednesday, June 27, 2012

Look Who's Back!

RE-Introducing Protective Survivor UL

Protective Life has decreased rates on our new Survivor UL by as much as 25%* in a variety of issue ages, rate classes and premium funding scenarios. Protective Survivor UL is one policy which insures the lives of two people and pays a guaranteed1 death benefit following the last surviving insured's death. It is typically less expensive than purchasing two separate policies, and can also help otherwise uninsurable individuals obtain life insurance coverage.

$1 Million Face Amount
Level Annual Premiums to Age 105 / Non-Tobacco Risk Class
Age M/F
Old
NEW
Age M/F
Old
NEW
45/45
6,518
5,136
60/55
11,983
9,234
55/55
10,627
8,344
65/60
15,166
12,118
65/65
16,640
14,297
70/65
19,159
15,784
75/75
31,840
28,025
75/70
26,323
22,002
85/85
97,469
75,000
80/75
37,257
31,376

The premiums shown are for example only. For current information, please contact your Protective Life representative. Rates shown apply if certain underwriting criteria are satisfied.

Protective Life Insurance Company

PLBD.3737 (06.12)
For Agent or Advisor Information Only. Not For Consumer Use.


 * In age 105 scenarios.

1 The Policy will not lapse as long as the Accumulated Net Payments Received, less any Policy Debt, is greater than or equal to the Accumulated Minimum Monthly Premiums; and the Policy Debt does not exceed the Cash Value.

2 State variations may apply. Not available in all states.

Policy form UL-19 1-12 is a flexible premium second-to-die universal life insurance policy issued by Protective Life Insurance Company, Birmingham, AL. Consult policy for benefits, riders, limitations, and exclusions. Subject to underwriting and up to a 2-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex benefits and rates will apply. Policy form numbers, product features and availability may vary by state.

All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.


Call today for information, illustrations, brochures and applications!

 800-543-0886