RE-Introducing Protective Survivor UL
Protective
Life has decreased rates on our new Survivor UL by as much as 25%* in a
variety of issue ages, rate classes and premium funding scenarios.
Protective
Survivor UL is one policy which insures the lives of two
people and pays a guaranteed1 death benefit following the last
surviving insured's death. It is typically less expensive than purchasing
two separate policies, and can also help otherwise uninsurable individuals
obtain life insurance coverage.
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$1 Million Face Amount
Level Annual Premiums to Age 105 / Non-Tobacco Risk Class
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Age M/F
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Old
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NEW
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Age M/F
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Old
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NEW
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45/45
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6,518
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5,136
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60/55
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11,983
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9,234
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55/55
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10,627
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8,344
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65/60
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15,166
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12,118
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65/65
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16,640
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14,297
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70/65
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19,159
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15,784
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75/75
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31,840
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28,025
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75/70
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26,323
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22,002
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85/85
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97,469
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75,000
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80/75
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37,257
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31,376
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The premiums shown are for example only. For current
information, please contact your Protective Life representative. Rates shown
apply if certain underwriting criteria are satisfied.
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PLBD.3737
(06.12)
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For Agent or
Advisor Information Only. Not For Consumer Use.
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*
In age 105 scenarios.
1 The Policy will not lapse as long as the Accumulated Net Payments Received,
less any Policy Debt, is greater than or equal to the Accumulated Minimum
Monthly Premiums; and the Policy Debt does not exceed the Cash Value.
2 State variations may apply. Not available in all states.
Policy form UL-19 1-12 is a flexible premium second-to-die universal life
insurance policy issued by Protective Life Insurance Company, Birmingham, AL.
Consult policy for benefits, riders, limitations, and exclusions. Subject to
underwriting and up to a 2-year contestable and suicide period. Benefits
adjusted for misstatements of age or sex. In Montana, unisex benefits and
rates will apply. Policy form numbers, product features and availability may
vary by state.
All payments and all guarantees are subject to the claims paying ability of
Protective Life Insurance Company.
Call today for information, illustrations, brochures and applications!
800-543-0886
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