Wednesday, June 27, 2012

Look Who's Back!

RE-Introducing Protective Survivor UL

Protective Life has decreased rates on our new Survivor UL by as much as 25%* in a variety of issue ages, rate classes and premium funding scenarios. Protective Survivor UL is one policy which insures the lives of two people and pays a guaranteed1 death benefit following the last surviving insured's death. It is typically less expensive than purchasing two separate policies, and can also help otherwise uninsurable individuals obtain life insurance coverage.

$1 Million Face Amount
Level Annual Premiums to Age 105 / Non-Tobacco Risk Class
Age M/F
Old
NEW
Age M/F
Old
NEW
45/45
6,518
5,136
60/55
11,983
9,234
55/55
10,627
8,344
65/60
15,166
12,118
65/65
16,640
14,297
70/65
19,159
15,784
75/75
31,840
28,025
75/70
26,323
22,002
85/85
97,469
75,000
80/75
37,257
31,376

The premiums shown are for example only. For current information, please contact your Protective Life representative. Rates shown apply if certain underwriting criteria are satisfied.

Protective Life Insurance Company

PLBD.3737 (06.12)
For Agent or Advisor Information Only. Not For Consumer Use.


 * In age 105 scenarios.

1 The Policy will not lapse as long as the Accumulated Net Payments Received, less any Policy Debt, is greater than or equal to the Accumulated Minimum Monthly Premiums; and the Policy Debt does not exceed the Cash Value.

2 State variations may apply. Not available in all states.

Policy form UL-19 1-12 is a flexible premium second-to-die universal life insurance policy issued by Protective Life Insurance Company, Birmingham, AL. Consult policy for benefits, riders, limitations, and exclusions. Subject to underwriting and up to a 2-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex benefits and rates will apply. Policy form numbers, product features and availability may vary by state.

All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.


Call today for information, illustrations, brochures and applications!

 800-543-0886

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