Friday, July 20, 2012

It's NOT too late!


Some folks that you deal with wait until they have their first heart attack or their first stroke to buy their life insurance.  Of course, by that time, their choices are severely limited.  

Extra ratings are the norm – IF they can buy life insurance from a standard company.  For this group of people, there are products that they can purchase that are priced for their situation.  

These products usually offer a limited amount of coverage ($50,000, $100,000, $250,000) that they can purchase on a simplified issue basis.  

We offer a wide range of these products and they are great for the prospects who waited till after that stroke to buy their coverage.

Then there is a group of people who cannot even qualify for the simplified issue products (cancer, liver transplants, heart transplants, Alzheimer’s etc).  For this group, we offer our Guaranteed Issue Whole Life product.  

It is a graded death benefit product – BUT there are NO health questions, NO exam, NO blood or urine.  Nobody is declined.  

Permanent Protection Guaranteed for Life
Premium Never Increases
Qualifying Ages 40 - 80
Coverage Amounts $2,000 to $50,000
Immediate Coverage for Accidental Death 
If you have a prospect that fits either of these classifications – call us today. We can help!!

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