Tuesday, May 22, 2012

Life's A Niche!

When you have a client with a particular need, you need more than just a quote, you need a solution. A solution that when presented is exactly what they need.

We offer solutions, and solutions are designed based on each case. The perfect solution comes from extensive knowledge and research - and that's where we come in.

When we provide you with illustrations you can feel confident that it is the solution your client is looking for.

Our illustrations are backed by industry knowledge and experience -
we are here to assist you in writing more business.

And, it's not just about the illustration, getting each case issued is equally important - we are here to help with the application process all the way through policy issue to ensure you get paid.

So, when you call us, you can be confident you are getting ALL of the support you need to write your next case.

Call today and learn how we can help you help your customers!

  • Easy 10-minute life app, in person or over the phone
  • 170% commission products
  • Table 4 to Standard, no exam
  • NON SMOKER RATES for Chewers, Dippers, Cigars, Pipes - even if insured tests positive for nicotine
  • Coverage that requires no medical exam, NO blood NO Urine
  • Lowest Cigarette Smoker Rates
  • Final Expense Plans
  • Group Benefits
  • Guarantee Issue Plans
  • Coverage for Diabetics
  • Preferred rates for sleep apnea
  • Coronary Artery Disease
  • Height and Weight: generous build charts
  • Senior Underwriting: liberal guidelines for blood pressure, cholesterol and build
  • Non-med 66 and older, any face amount
  • Competitive Juvenile Plans
  • Preferred rates for Foreign Travel
  • Mild Asthma clients may be eligible for Preferred
  • Preferred rates for cholesterol or hypertension
  • Blood Pressure control credit treated or untreated of 130/80 or better
  • Preferred rates for occasional scuba divers


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