DO YOU HAVE CLIENTS THAT HAVE BEEN LABELED DECLINED OR UNINSURABLE?
Some folks that you deal with wait until they have their first
heart attack or their first stroke to buy their life insurance. Of
course, by that time, their choices are severely limited.
Extra ratings
are the norm – IF they can buy life insurance from a standard company.
For this group of people, there are products that they can purchase that are priced
for their situation.
These products usually offer a limited amount of
coverage ($50,000, $100,000, $250,000) that they can purchase on a simplified
issue basis.
We offer a wide range of these products and they are great
for the prospects who waited till after that stroke to buy their coverage.
Then there
is a group of people who cannot even qualify for the simplified issue products
(cancer, liver transplants, heart transplants, Alzheimer’s etc). For this
group, we offer our Guaranteed Issue Whole Life product.
It is a graded
death benefit product – BUT there are NO health questions, NO exam, NO blood or
urine. Nobody is declined.
Permanent Protection Guaranteed for Life
Premium Never Increases
Qualifying Ages 40 - 80
Coverage Amounts $2,000 to $50,000
Immediate Coverage for Accidental Death
Premium Never Increases
Qualifying Ages 40 - 80
Coverage Amounts $2,000 to $50,000
Immediate Coverage for Accidental Death
If you have a prospect that fits either of these classifications – call us today. We can help!!
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