The Role of Life Insurance in Retirement Planning

"Did you know that cash value life insurance is the only financial product with the flexibility to provide benefits if you die, if you become disabled or if you live to retirement?"

"If something happens to you during your working years, how will your family replace your earning power?"

"If, as is likely, you live to retirement, will you have sufficient retirement income to replace your earning power?"

Are you asking the right questions? Are you presenting Life Insurance in Retirement Planning for EVERY client? Do you need resources to assist you with your presentation?

Click here to download your FREE copy of this 10 page client presentation tool that will help you share the value and importance of Life Insurance in Retirement Planning.

And, give us a call and allow us to guide through the many options available to your clients.

We represent 50+ carriers and are always happy to research them all to ensure that you have all of best options at hand for every client, every time!

This presentation covers the following topics:

Your Earning Power
Sources of Retirement Income
Important Facts About Social Security Retirement Benefits
Potential Solution for a Lifetime…Cash Value Life Insurance
Cash Value Life Insurance and Retirement Planning
Features of Cash Value Life Insurance
Tax Issues
Types of Cash Value Life Insurance
Important Information

Call us today and learn how Life Insurance in Retirement Planning 

can help you take care of clients 

and grow your business!

800-543-0886

BOOZER CANDIDATE FOR NAIFA TEXAS POST

 

Lane Boozer, LUTCF - VP of Marketing for Don Boozer and Associates, Inc. has announced his candidacy for the position of 2012 - 2013 Secretary-Treasurer of NAIFA Texas.   Boozer has served as a trustee on the NAIFA Texas board since 2003.  During that period of he has served as NAIFA Texas PIC Chair and Co-Chair (2005-2011), NAIFA Texas LILI Moderator (2009, 2010 and 2012), NAIFA Non-Dues Revenue Chairman (2007-2011), LILI Graduate (2003), NAIFA National Independent Advisors Task Force and NAIFA Texas Ambassador of Good Will.  He has also served in many leadership roles for NAIFA Texoma and NAIFA North Texas.  

The election of officers will take place on July 24, 2012 at the annual NAIFA Texas meeting in San Marcos Texas.  

When elected, it will be just the third time in the 87 year history of the Texas chapter that a father and son have held the same post.  Lane’s father, Don Boozer served as Secretary-Treasurer of the (then) Texas Association of Life Underwriters during the 1983-1984 period. 

 

Understanding Annuities: A Lesson In Fixed Interest and Fixed Indexed Annuities

"An annuity can be a great way to save for retirement on a tax-deferred basis, in effect creating your own personal "pension" plan."

In planning for financial security in retirement, an annuity can help satisfy two basic objectives:

1. To accumulate retirement assets on a tax-deferred basis.

If you're already contributing the maximum to IRAs and any employer sponsored retirement plans and need to save more for retirement, a deferred annuity may be the answer to your retirement savings need.

2. To convert retirement assets into an income that you cannot outlive.

On the other hand, if you're near or at retirement, an immediate income annuity can be used to convert existing retirement assets into a lifetime income.

Click here for your downloadable copy of 

"Understanding Annuities: A Lesson In Fixed Interest and Fixed Indexed Annuities" 

 

 

We have been working to best serve the needs of our agents since 1967 affording us the luxury of working with more than 50 of the industry’s best carriers and establishing valuable relationships with them and their underwriters.  

Our team is comprised of individuals that have served in the capacity of Independent Agents, so we all understand what it takes to grow a successful practice.

 

Our goal is to be a support system you can rely on to maximize every dollar for every client every time while saving you time along the way!

 

Give us an opportunity to show you what we can do – we’ll make it worth your time!

Our Sales Tools and Sale Makers Resource Section provides a wealth of information with practical, point of sale material to help you address customer needs and close Life Insurance and Annuity sales.

 

Check back each week as we continue to add new content, including Fact Finders, Full Client Presentations, Concept Pages, Tools and Techniques, Tax Information and Specimen Documents.

 

Call Ingrid in our Annuity Center

866-777-1881

 

Why Life?

Click here for your downloadable copy of 

"Why People Buy Life Insurance" 

We have been working to best serve the needs of our agents since 1967 affording us the luxury of working with more than 50 of the industry’s best carriers and establishing valuable relationships with them and their underwriters.  

Our team is comprised of individuals that have served in the capacity of Independent Agents, so we all understand what it takes to grow a successful practice.

 

Our goal is to be a support system you can rely on to maximize every dollar for every client every time while saving you time along the way!

Give us an opportunity to show you what we can do – we’ll make it worth your time!

Our Sales Tools and Sale Makers Resource Section provides a wealth of information with practical, point of sale material to help you address customer needs and close Life Insurance and Annuity sales.

 

Check back each week as we continue to add new content, including Fact Finders, Full Client Presentations, Concept Pages, Tools and Techniques, Tax Information and Specimen Documents.

The Fourth of July 2012

 Artwork by our pretty little protege from Santa Fe, Tracy Huddleston.
See more of Tracy's work here.

Our Office Will Be Closed Wednesday, July 4th in Observance of Independence Day

We wish you and yours a Happy 4th of July!

Have Fun - Be Safe!

Ray Charles Sings America the Beautiful 

Fun Facts Courtesy of  USA.gov

The Fourth of July 2012

On this day in 1776, the Declaration of Independence was approved by the Continental Congress, setting the 13 colonies on the road to freedom as a sovereign nation. As always, this most American of holidays will be marked by parades, fireworks and backyard barbecues across the country.

2.5 million

In July 1776, the estimated number of people living in the newly independent nation.

313.9 million

The nation's estimated population on this July Fourth.

$3.6 million

In 2011, the dollar value of U.S. imports of American flags. The vast majority of this amount ($3.3 million) was for U.S. flags made in China.

$663,071

Dollar value of U.S. flags exported in 2011. Mexico was the leading customer, purchasing $80,349 worth.

$302.7 million

Dollar value of shipments of fabricated flags, banners and similar emblems by the nation's manufacturers in 2007, according to the latest published economic census statistics.

$232.3 million

The value of fireworks imported from China in 2011, representing the bulk of all U.S. fireworks imported ($223.4 million). U.S. exports of fireworks, by comparison, came to just $15.8 million in 2011, with Australia purchasing more than any other country ($4.5 million).

$231.8 million

The value of U.S. manufacturers' shipments of fireworks and pyrotechnics (including flares, igniters, etc.) in 2007.

For more, visit, USA.gov

 

RHEUMATOID ARTHRITIS Underwriting Success Story

RHEUMATOID ARTHRITIS

46 Year Old Male
$750,000 of Term Life
Non Tobacco User
Diagnosed with Rheumatoid Arthritis 3 Years Ago
Treated Successfully with Continuous Low Dosage Methotrexate
Initial Workup - Table 2
Received Lifestyle Credits for: Lifetime Non-Smoker,
Favorable Family History, Good Cholesterol Ratio,
Preferred of Better Driving Record 

OUR OFFER: STANDARD!

If you don't ask, the answer is always no! So call us and ask - we're here to find the answer!

800-543-0886

 

An Opportunity in the Life Insurance Market

Studies tell us that the average life insurance salesperson is 56 years old.  Imagine that!  In a few years we will be extinct.  That doesn’t mean that no life insurance being sold – it is.  It is being sold by banks, multi-line companies, financial advisors and what is left of the once pulsating field force of life insurance salesmen.

This phenomenon is occurring primarily because several years ago the life companies decided that it was just too expensive to grow agents anymore.  The companies found that they could no longer afford the investment required to hire someone off the street and turn them into life insurance salesmen.  As companies gradually withdrew from the agent growing business, the brokerage market took hold and the life brokers basically started the practice of trading agents.  Today, there are not enough agents to make that feasible any longer. 

Coming back to today, we find that the health insurance agents are finding the ObamaCare noose tightening around their neck and robbing them of their marketplace. 

Now let’s consider the situation as a whole; Health insurance agents are losing their marketplace.  Life insurance companies are in serious need of agents who can sell life insurance.  On the surface, there seems to be a perfect fit! 

If you are a health producer who is concerned about the future market, give us a call!  We have a full range companies that offer competitive products designed especially for your marketplace! 

Don Boozer

1-800-543-0886
www.donboozer.com